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Co-operative Insurance Society implement new Terminal Bonus rates.

CIS (now part of Royal London) has implemented new Terminal Bonus rates for Life Products.


The 25 year rate for OB endowments was 54.1% and is now 62.8%, which shows an increase in the region of 16%.

Co-operative Insurance Society
  Previous Rate   New Rate  
Term Attaching Bonus Sum Assured Attaching Bonus Sum Assured
10 0.00% 6.70% 0.00% 13.30%
15 0.00% 35.30% 0.00% 41.30%
20 0.00% 33.90% 0.00% 46.40%
25 0.00% 54.10% 0.00% 62.80%

This information should not be relied upon and is not intended as a financial promotion.


SL Investment Management Ltd can buy conventional with-profit endowment policies only, but cannot buy unitised or unit-linked policies presently.


This is for information purposes only.


SL Investment Management Ltd acts on an execution only basis and offers no advice on the suitability of the sale of any endowment policy.


All data sourced through our regular monitoring of UK Life Company bonus announcements and variations. Endowment Policies attract a Terminal Bonus - an additional bonus paid to reflect the overall performance of a with-profits life assurance policy at maturity or prior death of the life assured - on either the Sum Assured, the Reversionary Bonus or Both, as above.


Surrenda-link is a trading name of SL Investment Management Ltd which is Authorised and Regulated by the Financial Conduct Authority. SL Investment Management Ltd is a registered company in England and Wales. Registered at 8-11 Grosvenor Court, Foregate Street, Chester, CH1 1HG, UK. Registered No. 02485382. SL Investment Management Ltd is a founding member of the Association of Policy Market Makers.



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